Del Mar, CA, is a beautiful coastal town known for its scenic beaches, rich culture, and laid-back lifestyle. While this stunning area is a haven for residents, it also brings unique insurance needs, such as coverage for coastal properties and storm protection. Koda Insurance Services proudly serves Del Mar homeowners, renters, and businesses, offering tailored insurance solutions focusing on personalized service and local expertise.

Who We Are and What We Stand For

At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family and prioritize transparency and understanding in everything we do.

Personalized Coverage Built Around Your Needs

Living in Del Mar brings its own set of challenges, from coastal property risks to storm damage. Before recommending the right coverage, Koda Insurance Services takes the time to assess your unique situation, ensuring that your policy is as personalized as your needs. We provide you with coverage, whether property damage, liability, or a specific coverage request.

Our Insurance Services

At Koda Insurance Services, we provide a full range of insurance options to meet the diverse needs of Del Mar residents, families, and business owners. Whether you’re seeking protection for your home, car, or business, we’re here to guide you to the right policy, ensuring peace of mind at every step.

Residential Insurance

Our residential insurance options are designed to protect your home and property. We offer coverage for homeowners, renters, and landlords, with specialized protection for high-risk areas and natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

Whether you’re driving daily, enjoying weekend road trips, or taking your boat on the water, we have the right insurance for your vehicle, ensuring you’re covered wherever you go.

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

Life insurance and financial products help provide security for your family’s future and long-term care needs, offering peace of mind when life throws its curveballs.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

For business owners in Del Mar, our comprehensive commercial insurance options offer the protection your business needs—from property coverage to employee safety and event liability.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Ready to Protect What Matters Most?

Del Mar residents turn to Koda Insurance Services for our local knowledge, commitment to personal service, and reliable coverage. We don’t treat clients like numbers; we treat them like neighbors. With quick responses and tailored solutions, we’ve earned trust across the community, offering peace of mind for every situation. Call (619) 600-5550 or complete our online form today to get started and experience the personalized service you deserve.