Tulare, CA, situated in the heart of California’s San Joaquin Valley, is a thriving agricultural community renowned for its rich farming heritage, notably its extensive citrus groves, and a strong sense of community. With a mix of rural homes, local farms, and small businesses, Tulare presents unique insurance needs for both residents and business owners. Protecting your home, vehicles, and business with the right coverage is crucial for long-term security and peace of mind. At Koda Insurance Services, we offer personalized insurance solutions explicitly tailored for Tulare, ensuring you’re prepared for life’s unexpected moments with confidence.

Who We Are and What We Stand For

At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family, prioritizing transparency and understanding in everything we do.

Personalized Coverage Built Around Your Needs

Living and working in Tulare comes with distinct property and business risks, mainly due to the area’s agricultural focus and rural setting. Our team takes the time to evaluate your individual needs—whether related to farming operations, fire hazards, or natural disasters. We design coverage tailored to your lifestyle and priorities, protecting your home, assets, and business operations. With Koda Insurance Services, you can have peace of mind, knowing you are fully protected from risks such as fire, theft, accidents, and more.

Our Insurance Services

At Koda Insurance Services, we offer a wide range of insurance products to meet the diverse needs of Tulare families, individuals, and businesses. Whether you’re insuring your home, car, or business, we’re here to help you find the right coverage with confidence and efficiency.

Residential Insurance

Protect your home and property with coverage tailored to the unique conditions of rural living. We offer homeowners, renters, and landlords policies tailored to high-risk fire zones and areas prone to natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

Whether commuting, exploring backroads, or heading to the lake, we offer vehicle insurance options that cover every mile.

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

With our range of life and financial products, you can secure your family’s future and prepare for life’s unexpected turns.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

For Tulare business owners, our commercial coverage protects your livelihood. We’ve covered your business, from property protection to liability and workers’ compensation.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Ready to Protect What Matters Most?

Tulare families and businesses trust Koda Insurance Services for local expertise, responsive service, and insurance options that fit real-life needs. When you work with us, you’re not just getting a policy—you’re gaining a partner. Call (619) 600-5550 or fill out our online form today to get started.