San Jose, CA, situated in the heart of Silicon Valley, is a thriving city renowned for its tech-driven economy, diverse communities, and vibrant culture. With its blend of startups, established businesses, and residential areas, San Jose presents unique insurance needs for both residents and business owners. Protecting your home, vehicles, and business with the right coverage is crucial for long-term peace of mind and financial security. At Koda Insurance Services, we offer personalized insurance solutions tailored to the specific lifestyle, property, and business risks of San Jose, ensuring you’re well-prepared for whatever life may bring.

Who We Are and What We Stand For

At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family, prioritizing transparency and understanding in everything we do.

Personalized Coverage Built Around Your Needs

Living and working in San Jose comes with unique property and business risks, from protecting high-tech assets to managing residential coverage in high-risk zones. Our team takes the time to evaluate your individual risks—whether related to natural hazards, business operations, or urban exposure—ensuring that your insurance policies perfectly align with your home, assets, and business needs. We design coverage that offers reliable protection and peace of mind.

Our Insurance Services

At Koda Insurance Services, we offer a wide range of insurance products to meet the diverse needs of San Jose families, individuals, and businesses. Whether you’re insuring your home, car, or business, we’re here to help you find the right coverage with confidence and efficiency.

Residential Insurance

Protect your home and property with coverage tailored to the unique conditions of rural living. We offer homeowners, renters, and landlords policies tailored to high-risk fire zones and areas prone to natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

Whether commuting, exploring backroads, or heading to the lake, we offer vehicle insurance options that cover every mile.

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

With our range of life and financial products, you can secure your family’s future and prepare for life’s unexpected turns.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

For San Jose business owners, our commercial coverage protects your livelihood. We’ve covered your business, from property protection to liability and workers’ compensation.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Ready to Protect What Matters Most?

San Jose families and businesses trust Koda Insurance Services for local expertise, responsive service, and insurance options that fit real-life needs. When you work with us, you’re not just getting a policy—you’re gaining a partner. Call (619) 600-5550 or fill out our online form today to get started.