Martell, CA is a small community in Amador County located just outside Jackson, known for its convenient access to Highway 49 and its mix of local services, light commercial activity, and nearby foothill neighborhoods. With residents commuting into Jackson and surrounding towns, plus businesses and service providers supporting the area, everyday life moves between rural foothill roads and busier corridors. That setting brings real risks—property damage, vehicle accidents, liability concerns, and unexpected disruptions tied to seasonal weather and wildfire exposure—so having insurance that truly fits your situation matters. Whether you’re protecting a primary home, a rental, insuring vehicles for daily driving, or securing a small business, dependable coverage makes a real difference. At Koda Insurance Services, we provide personalized insurance solutions tailored to Martell households and business owners, helping protect their homes, vehicles, and livelihoods.

Who We Are and What We Stand For

At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family, prioritizing transparency and understanding in everything we do.

Personalized Coverage Built Around Your Needs

Life in Martell can involve commuting, managing a household, owning property, renting, or running a small business that serves the local community. We take time to evaluate your individual needs—whether you’re protecting your home, rental property, vehicles, or business—and design coverage that fits your situation. Our team helps you stay prepared with dependable coverage that supports your lifestyle.

Our Insurance Services

At Koda Insurance Services, we offer a wide range of insurance products to meet the diverse needs of Martell families, individuals, and businesses. Whether you’re insuring your home, car, or business, we’re here to help you find the right coverage with confidence and efficiency.

Residential Insurance

Protect your home and property with coverage tailored to the unique conditions of rural living. We offer homeowners, renters, and landlords policies tailored to high-risk fire zones and areas prone to natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

Whether commuting, exploring backroads, or heading to the lake, we offer vehicle insurance options that cover every mile.

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

With our range of life and financial products, you can secure your family’s future and prepare for life’s unexpected turns.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

For Martell business owners, our commercial coverage protects your livelihood. We’ve covered your business, from property protection to liability and workers’ compensation.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Ready to Protect What Matters Most?

Martell families and businesses trust Koda Insurance Services for local expertise, responsive service, and insurance options that fit real-life needs. When you work with us, you’re not just getting a policy—you’re gaining a partner. Call (619) 600-5550 or fill out our online form today to get started.