Gilroy, CA, famously known as the “Garlic Capital of the World,” is a vibrant city in Santa Clara County with a unique blend of agricultural heritage, family-friendly neighborhoods, and a growing local business community. With its mix of farms, residential areas, and thriving small businesses, Gilroy presents distinctive insurance needs for residents and business owners alike. Protecting your home, vehicles, and business with the right coverage is essential for peace of mind and long-term security. At Koda Insurance Services, we offer personalized insurance solutions specifically tailored for Gilroy, designed to address the unique lifestyle and risks of this community.

Who We Are and What We Stand For

At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family, prioritizing transparency and understanding in everything we do.

Personalized Coverage Built Around Your Needs

Living in Gilroy comes with unique property and business insurance considerations, from agricultural operations to residential safety concerns. Our team carefully evaluates your individual risks—whether they involve farm operations, fire hazards, natural disasters, or other exposures—to ensure your coverage protects what matters most. With a tailored approach, your policies will align seamlessly with your home, assets, and business needs.

Our Insurance Services

At Koda Insurance Services, we offer a wide range of insurance products to meet the diverse needs of Gilroy families, individuals, and businesses. Whether you’re insuring your home, car, or business, we’re here to help you find the right coverage with confidence and efficiency.

Residential Insurance

Protect your home and property with coverage tailored to the unique conditions of rural living. We offer homeowners, renters, and landlords policies tailored to high-risk fire zones and areas prone to natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

Whether commuting, exploring backroads, or heading to the lake, we offer vehicle insurance options that cover every mile.

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

With our range of life and financial products, you can secure your family’s future and prepare for life’s unexpected turns.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

For Gilroy business owners, our commercial coverage protects your livelihood. We’ve covered your business, from property protection to liability and workers’ compensation.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Ready to Protect What Matters Most?

Gilroy families and businesses trust Koda Insurance Services for local expertise, responsive service, and insurance options that fit real-life needs. When you work with us, you’re not just getting a policy—you’re gaining a partner. Call (619) 600-5550 or fill out our online form today to get started.