Lodi, CA is a well-known city in San Joaquin County celebrated for its wine country roots, vibrant downtown, and a potent mix of residential neighborhoods and locally owned businesses. With wineries and tasting rooms, retail shops, restaurants, contractors, and professional services—plus many families and commuters who travel daily to nearby job centers—having dependable insurance is essential for staying protected in everyday life. From property damage and vehicle accidents to liability concerns and unexpected disruptions, the right coverage can make a real difference. At Koda Insurance Services, we provide personalized insurance solutions tailored to Lodi households and business owners, helping protect their homes, vehicles, and livelihoods.
Who We Are and What We Stand For
At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family, prioritizing transparency and understanding in everything we do.
Personalized Coverage Built Around Your Needs
Life in Lodi can involve commuting, managing a household, owning property, renting, or running a small business that serves the local community. We take time to evaluate your individual needs—whether you’re protecting your home, rental property, vehicles, or business—and design coverage that fits your situation. Our team helps you stay prepared with dependable coverage that supports your lifestyle.
Our Insurance Services
At Koda Insurance Services, we offer a wide range of insurance products to meet the diverse needs of Lodi families, individuals, and businesses. Whether you’re insuring your home, car, or business, we’re here to help you find the right coverage with confidence and efficiency.
Residential Insurance
Protect your home and property with coverage tailored to the unique conditions of rural living. We offer homeowners, renters, and landlords policies tailored to high-risk fire zones and areas prone to natural disasters.
- Umbrella Insurance
- Home Insurance
- Landlord Insurance
- Renters Insurance
- High-Risk Fire Insurance
- Flood Insurance
- Earthquake Insurance
- Short-Term Vacation Rental Insurance
Vehicles
Whether commuting, exploring backroads, or heading to the lake, we offer vehicle insurance options that cover every mile.
- Auto Insurance
- Motorcycle Insurance
- Boat Insurance
- ATV Insurance
- Classic Car Insurance
- Recreational Vehicle Insurance
- RV Insurance Quote
- Mexico Auto Insurance
Life/Financial Insurance
With our range of life and financial products, you can secure your family’s future and prepare for life’s unexpected turns.
- Life Insurance
- Final Expense Insurance
- Long-Term Care Insurance
- Annuities
Commercial Insurance
For Lodi business owners, our commercial coverage protects your livelihood. We’ve covered your business, from property protection to liability and workers’ compensation.
- Commercial Property Insurance
- Business Auto Insurance
- General Liability Insurance
- Event Liability Insurance
- Business Owner’s Package (BOP) Insurance
- Workers Compensation
- Surety Bonds
Ready to Protect What Matters Most?
Lodi families and businesses trust Koda Insurance Services for local expertise, responsive service, and insurance options that fit real-life needs. When you work with us, you’re not just getting a policy—you’re gaining a partner. Call (619) 600-5550 or fill out our online form today to get started.
