Oxnard, CA, situated along the scenic Ventura County coastline, is a vibrant city renowned for its thriving agricultural industries, stunning beaches, and expanding business community. With a mix of residential neighborhoods, small businesses, and proximity to agricultural and coastal enterprises, Oxnard presents unique insurance needs for both residents and business owners. Protecting your home, vehicles, and business with the right coverage is essential for ensuring peace of mind and long-term security. At Koda Insurance Services, we provide personalized insurance solutions explicitly tailored for Oxnard, helping you stay prepared for life’s unexpected moments with confidence.

Who We Are and What We Stand For

At Koda Insurance Services, we provide personalized attention and customized insurance solutions that go beyond policies—we aim to build trust and lasting relationships. We treat every client like family, prioritizing transparency and understanding in everything we do.

Personalized Coverage Built Around Your Needs

Living and working in Oxnard comes with distinct property and business risks, including those related to agriculture, coastal weather patterns, and the area’s growing business community. Our team evaluates your individual risks—whether related to farming operations, fire hazards, natural disasters, or other concerns—to ensure that your coverage is specifically designed to protect what matters most. With a tailored approach, we make sure your insurance aligns perfectly with your home, assets, and business needs, providing dependable protection and peace of mind.

Our Insurance Services

At Koda Insurance Services, we offer a wide range of insurance products to meet the diverse needs of Oxnard families, individuals, and businesses. Whether you’re insuring your home, car, or business, we’re here to help you find the right coverage with confidence and efficiency.

Residential Insurance

Protect your home and property with coverage tailored to the unique conditions of rural living. We offer homeowners, renters, and landlords policies tailored to high-risk fire zones and areas prone to natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

Whether commuting, exploring backroads, or heading to the lake, we offer vehicle insurance options that cover every mile.

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

With our range of life and financial products, you can secure your family’s future and prepare for life’s unexpected turns.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

For Oxnard business owners, our commercial coverage protects your livelihood. We’ve covered your business, from property protection to liability and workers’ compensation.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Ready to Protect What Matters Most?

Oxnard families and businesses trust Koda Insurance Services for local expertise, responsive service, and insurance options that fit real-life needs. When you work with us, you’re not just getting a policy—you’re gaining a partner. Call (619) 600-5550 or fill out our online form today to get started.