Colfax, CA, tucked into the Sierra Nevada foothills, is a charming mountain community known for its small-town warmth, historic character, and deep connection to outdoor living. With a blend of rural neighborhoods, local shops, family-owned businesses, and forested surroundings, Colfax offers a peaceful lifestyle paired with the realities of foothill living—such as wildfire exposure, winter storms, and rugged terrain. Whether you’re a homeowner, a commuter, or a local business owner, having the right insurance coverage is essential to protecting what matters most. At Koda Insurance Services, we create personalized insurance solutions tailored specifically for Colfax residents, helping you stay confident, informed, and prepared for whatever life brings.
Who We Are and What We Stand For
Koda Insurance Services is a community-focused agency based in Colfax. We serve local homeowners, renters, and businesses with personalized attention and customized insurance solutions tailored to their needs. Our approach centers on understanding each client’s goals and concerns and offering guidance, not just policies. We pride ourselves on trust, transparency, and treating every client like family.
Personalized Coverage Built Around Your Needs
Colfax’s forested hillsides, rural roads, historic homes, and changing weather patterns create specific insurance considerations for both residents and businesses. Whether you want to protect your home from fire risks, secure your vehicles, shield your business from liability, or plan long-term financial protection for your family, we design policies that match your lifestyle and environment. Our team takes the time to learn what matters most to you so you always receive coverage that fits—not coverage that’s forced.
Our Insurance Services
At Koda Insurance Services, we offer a comprehensive range of coverage options tailored to meet the needs of Colfax residents, families, and business owners. Whether you’re looking for protection for your home, vehicle, livelihood, or future, our team guides you toward the right policy with clarity and care.
Residential Insurance
Designed to protect your home and property, our residential insurance options provide coverage for homeowners, renters, and landlords, including specialized protection for high-risk areas and natural disasters.
- Umbrella Insurance
- Home Insurance
- Landlord Insurance
- Renters Insurance
- High-Risk Fire Insurance
- Flood Insurance
- Earthquake Insurance
- Short-Term Vacation Rental Insurance
Vehicles
From everyday drivers to weekend toys, our vehicle insurance policies cover a wide range of motorized transportation so you can confidently hit the road (or water).
- Auto Insurance
- Motorcycle Insurance
- Boat Insurance
- ATV Insurance
- Classic Car Insurance
- Recreational Vehicle Insurance
- RV Insurance Quote
- Mexico Auto Insurance
Life/Financial Insurance
Plan and provide financial peace of mind for your loved ones. Our life and financial policies help secure your family’s future and support long-term care needs.
- Life Insurance
- Final Expense Insurance
- Long-Term Care Insurance
- Annuities
Commercial Insurance
Protect your business operations, property, employees, and events with comprehensive commercial insurance options tailored to local businesses in Colfax and beyond.
- Commercial Property Insurance
- Business Auto Insurance
- General Liability Insurance
- Event Liability Insurance
- Business Owner’s Package (BOP) Insurance
- Workers Compensation
- Surety Bonds
Colfax residents choose Koda Insurance Services for our local expertise, honest conversations, and client-first mentality. We value lasting relationships and go beyond transactions to provide peace of mind. With fast responses and tailored solutions, we’ve built trust across the community by treating clients like neighbors, not numbers.
Why Colfax Residents Choose Koda Insurance Services
At Koda Insurance Services, we’re committed to delivering personalized service and the best coverage for your unique needs. Call (619) 600-5550 or complete our online form to get started and discover how we can help protect what matters most to you.
