Burlingame, CA is a thriving Peninsula community known for its walkable downtown, established neighborhoods, and convenient access to Highway 101, I-280, and San Francisco International Airport. With professionals commuting throughout the Bay Area, families maintaining high-value homes, and local businesses serving steady residential and visitor traffic along Burlingame Avenue and Broadway, daily life moves quickly—and so do the risks. From auto accidents during commute hours to property damage from storms or unexpected events, plus liability concerns tied to homeownership and business operations, having the right insurance matters in a high-cost region. Whether you own a home, rent, operate a local business, or want stronger financial protection, coverage that truly matches your lifestyle makes a real difference. At Koda Insurance Services, you receive reliable, personalized insurance solutions designed to help Burlingame residents and business owners stay protected through life’s surprises.

Who We Are and What We Stand For

Koda Insurance Services is a community-focused agency based in Burlingame. We serve local homeowners, renters, and businesses with personalized attention and customized insurance solutions tailored to their needs. Our approach centers on understanding each client’s goals and concerns and offering guidance, not just policies. We pride ourselves on trust, transparency, and treating every client like family.

Personalized Coverage Built Around Your Needs

Living in Burlingame means balancing everyday life with practical risks—protecting your home, insuring your vehicles for daily driving, and making sure your business is prepared for liability and operational challenges. Our team takes time to understand what matters most to you, then builds coverage that fits your goals, budget, and lifestyle. From property protection to liability coverage and long-term planning options, we help you stay ready for the unexpected.

Our Insurance Services

At Koda Insurance Services, we offer a comprehensive range of coverage options tailored to meet the needs of Burlingame residents, families, and business owners. Whether you’re looking for protection for your home, vehicle, livelihood, or future, our team guides you toward the right policy with clarity and care.

Residential Insurance

Designed to protect your home and property, our residential insurance options provide coverage for homeowners, renters, and landlords, including specialized protection for high-risk areas and natural disasters.

  • Umbrella Insurance
  • Home Insurance
  • Landlord Insurance
  • Renters Insurance
  • High-Risk Fire Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Short-Term Vacation Rental Insurance

Vehicles

From everyday drivers to weekend toys, our vehicle insurance policies cover a wide range of motorized transportation so you can confidently hit the road (or water).

  • Auto Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • ATV Insurance
  • Classic Car Insurance
  • Recreational Vehicle Insurance
  • RV Insurance Quote
  • Mexico Auto Insurance

Life/Financial Insurance

Plan and provide financial peace of mind for your loved ones. Our life and financial policies help secure your family’s future and support long-term care needs.

  • Life Insurance
  • Final Expense Insurance
  • Long-Term Care Insurance
  • Annuities

Commercial Insurance

Protect your business operations, property, employees, and events with comprehensive commercial insurance options tailored to local businesses in Burlingame and beyond.

  • Commercial Property Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Event Liability Insurance
  • Business Owner’s Package (BOP) Insurance
  • Workers Compensation
  • Surety Bonds

Sacramento residents choose Koda Insurance Services for our local expertise, honest conversations, and client-first mentality. We value lasting relationships and go beyond transactions to provide peace of mind. With fast responses and tailored solutions, we’ve built trust across the community by treating clients like neighbors, not numbers.

Why Burlingame Residents Choose Koda Insurance Services

At Koda Insurance Services, we’re committed to delivering personalized service and the best coverage for your unique needs. Call (619) 600-5550 or complete our online form to get started and discover how we can help protect what matters most to you.