Expertise, Integrity, and Personalized Service
Mission Statement
At Koda Insurance Services, our mission is to provide expert, personalized insurance solutions to clients across California. With over 14 years of experience, we specialize in high-risk fire insurance, property insurance, commercial insurance, and life insurance. As dedicated advisors, not just agents, we guide our clients through complex insurance needs with integrity, reliability, and exceptional service. Located in La Mesa, San Diego County, our vision is to grow while delivering the highest standard of client experience—protecting what matters most with confidence and care.
Our Trusted Insurance Team
Raymond Koda is the Agency Principal at Koda Insurance Services, where he brings over 14 years of experience as a dedicated insurance broker. Specializing in property, business, and life insurance, Raymond is committed to helping individuals and businesses protect what matters most through tailored and reliable coverage solutions.
Known for his client-first approach and deep industry knowledge, Raymond has built a reputation for trust and excellence in the insurance field. Outside of work, he is a proud husband and father devoted to his growing family. He actively participates in community events, reflecting his strong belief in giving back and staying connected to the people he serves.
Tony Koda, Agency Manager at Koda Insurance Services. Tony brings a sharp eye for detail and a strong commitment to putting clients first. He stepped into a leadership role within a family-founded agency that’s been serving Californians for over 14 years. He focuses on making the insurance process smooth and stress-free by offering clear communication, honest guidance, and dependable service.
Whether he’s helping clients protect what matters most or fine-tuning policies to fit unique needs, Tony’s goal is always the same: to deliver an exceptional experience with integrity and care.
Outside the office, Tony enjoys traveling, spending time with his family, and giving back to the San Diego community he calls home.
Ruaa Damman is a knowledgeable and compassionate insurance advisor at Koda Insurance Services, dedicated to helping clients navigate the complexities of insurance with ease and confidence. With a strong focus on transparency and personalized service, Ruaa takes the time to understand each client’s unique needs—whether it’s life, auto, home, or business insurance—and guides them toward the right coverage.
Fluent in English, Arabic, and Chaldean, Ruaa proudly serves a diverse range of clients, ensuring clear communication and trusted support at every step. Outside of work, she enjoys traveling the world with her husband and their two beautiful children, embracing new cultures and experiences.
With a passion for service and a strong family and community focus, Ruaa is committed to providing peace of mind and protection for every season of life.