Affordable, All-in-One Protection for Small Businesses
Running a business comes with risks—property damage, liability claims, and unexpected interruptions can all lead to serious financial setbacks. That’s why smart business owners choose a Business Owner’s Package (BOP) Insurance policy from Koda Insurance Services.
A BOP policy bundles essential business coverages into one convenient and cost-effective package, helping protect your business against the most common risks—all while saving you money.

What is Business Owner’s Package Insurance?
A Business Owner’s Package (BOP) is a specially designed insurance policy that combines several key types of coverage into one streamlined policy. Instead of purchasing individual insurance plans for property, liability, and business interruption separately, a BOP bundles them into a single policy tailored to your needs.
BOPs are ideal for small to mid-sized businesses across a wide range of industries. They provide essential coverage in an affordable and simplified format.
Benefits of a BOP Policy:
What Does a Typical BOP Include?
A standard BOP policy typically offers protection in the following areas:
What’s Not Covered?
While a BOP offers broad protection, there are some areas it typically does not cover, including:
These can be purchased as separate policies to ensure your business is fully protected.
Is a BOP Right for Your Business?
If you own a small to mid-sized business and want cost-effective, essential coverage, a Business Owner’s Package is likely the right solution. Whether you’re a retail shop, restaurant, contractor, or office-based service provider, a BOP provides peace of mind so you can focus on growing your business.
Why Choose Koda Insurance Services?
At Koda Insurance Services, we understand the unique needs of business owners. Located in La Mesa, CA, our team works with top insurance providers to create personalized, affordable BOP policies for businesses across Southern California.
Let us help you protect your hard work with the right insurance coverage.
Contact Us Today
Get expert advice and a free quote for your Business Owner’s Package (BOP) Insurance: